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January 18, 2018

ACA Enrollment 

Dear Editor, 

December 15 is the deadline for ACA 2018 health insurance enrollment. If you have health insurance for 2018, great. If not, you may want to check on ACA Marketplace Health Insurance for security and to avoid tax penalty.  

In 2015, Grainger had a 15.9 percent uninsured rate among working-age adults, higher than the state average. 

Open enrollment is Nov. 1 through Dec. 15, except Sundays. Call toll free (844) 644-5443 with questions, or to arrange free help to learn more or to enroll. Go online to healthcare.gov to enroll yourself or window shop. Enroll by phone by calling (800) 318-2596 (TTY: (855) 889-4325) anytime. 

Individuals who miss the December 15 deadline may lose coverage for 2018 and may incur a tax penalty of $695/uninsured person.  

Plan subsidies help moderate and low income families pay. For example, individuals earning just over $12,060 a year may qualify for significant tax credits and subsidies such that some will pay zero dollars in premiums. 

BCBS offers four plans in Grainger County. 

Mary Headrick 
Volunteer with nonprofit Tennessee  
Health Care Campaign

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